The process of obtaining insurance through an insurance brokers typically begins with an initial consultation to discuss the client's insurance needs and risk management strategies. The broker will gather information about the client's business or personal situation and provide recommendations on suitable insurance policies from different insurers.
Once the client has selected the insurance policies they wish to purchase, the broker will provide a quote and assist with completing the application process. The broker will also review the policy terms and conditions with the client to ensure that they fully understand the coverage they are purchasing.
Throughout the policy term, the insurance broker will provide ongoing support to the client, including assisting with filing claims, negotiating with insurers, and conducting regular policy reviews to ensure that the client has adequate coverage. Brokers may also make recommendations for adjustments to the client's coverage as needed to ensure that their insurance needs are being met.